Terms & Conditions
Last Updated: 09/18/25
Welcome to Owner Exchange. By using our app, website, or services, you agree to these Terms & Conditions. Please read them carefully.
1. Eligibility
- You must be at least 18 years old (or the age of majority in your jurisdiction) to use the app.
- By creating an account, you confirm that the information you provide is accurate and up-to-date.
2. Use of Services
- Owner Exchange provides tools for professional networking, community participation, and business resources.
- You agree to use the app only for lawful purposes and not to:
- Misrepresent your identity or affiliation.
- Upload harmful, offensive, or misleading content.
- Attempt to hack, disrupt, or misuse our systems.
3. Accounts & Security
- You are responsible for maintaining the confidentiality of your login credentials.
- Notify us immediately if you suspect unauthorized access to your account.
4. Content & Intellectual Property
- You retain ownership of the content you post but grant Owner Exchange a non-exclusive license to use, display, and distribute it within the app for service purposes.
- All trademarks, logos, and proprietary materials remain the property of Owner Exchange or its licensors.
5. Payments (if applicable)
- Some features may require subscription or service fees.
- Payments are processed securely through third-party providers.
- All fees are non-refundable unless required by law.
6. Third-Party Links & Services
- The app may contain links to third-party websites or services. We are not responsible for their content, practices, or policies.
7. Limitation of Liability
- Owner Exchange is not responsible for business outcomes, transactions, or relationships formed through the platform.
- We are not liable for damages arising from your use of the app, except as required by law.
8. Termination
- We may suspend or terminate your account if you violate these Terms.
- You may close your account at any time.
9. Changes to Terms
- We may update these Terms from time to time. Continued use of the app after changes constitutes acceptance.
10. Governing Law
- These Terms are governed by the laws of Illinois. Any disputes will be resolved in the courts of that jurisdiction.
